top of page
![](https://static.wixstatic.com/media/d33bee_bc28da54b9974ad5ac4d2f4af8397b99~mv2.jpg/v1/crop/x_134,y_184,w_607,h_834/fill/w_36,h_61,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d33bee_bc28da54b9974ad5ac4d2f4af8397b99~mv2.jpg)
![](https://static.wixstatic.com/media/d33bee_bc28da54b9974ad5ac4d2f4af8397b99~mv2.jpg/v1/crop/x_134,y_184,w_607,h_834/fill/w_36,h_61,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d33bee_bc28da54b9974ad5ac4d2f4af8397b99~mv2.jpg)
![2016_01_logo-left-aligned.png](https://static.wixstatic.com/media/d33bee_f831eccd5d5c4ffba7b009e8dc1ee80e~mv2.png/v1/fill/w_373,h_129,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/2016_01_logo-left-aligned.png)
Family at the core
![](https://static.wixstatic.com/media/d33bee_bc28da54b9974ad5ac4d2f4af8397b99~mv2.jpg/v1/fill/w_131,h_161,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/d33bee_bc28da54b9974ad5ac4d2f4af8397b99~mv2.jpg)
Independent Advice and Financial Planning
Featured Posts
News & Blogs
Click our Social media links to find out more about us and follow us.
Archive
Follow Us
Categories
![](https://static.wixstatic.com/media/d33bee_4885752d97c7462eb0382af69f4f9f97~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_4885752d97c7462eb0382af69f4f9f97~mv2.webp)
![Guide: 5 key financial planning steps to consider during a divorce](https://static.wixstatic.com/media/d33bee_4885752d97c7462eb0382af69f4f9f97~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_4885752d97c7462eb0382af69f4f9f97~mv2.webp)
Guide: 5 key financial planning steps to consider during a divorce
A relationship breaking down can be incredibly emotionally challenging, and it may have a significant effect on your short- and long-term fi
![](https://static.wixstatic.com/media/d33bee_ba199bfd4d64427296311d4fc695cc32~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_ba199bfd4d64427296311d4fc695cc32~mv2.webp)
![5 useful allowances and exemptions that will reset at the end of the tax year](https://static.wixstatic.com/media/d33bee_ba199bfd4d64427296311d4fc695cc32~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_ba199bfd4d64427296311d4fc695cc32~mv2.webp)
5 useful allowances and exemptions that will reset at the end of the tax year
Using allowances and exemptions could reduce your overall tax bill and help you get more out of your money. On 5 April 2025, the current...
![](https://static.wixstatic.com/media/d33bee_3277c3a572304450869c28b4936dc8a3~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_3277c3a572304450869c28b4936dc8a3~mv2.webp)
![Behavioural finance: How established habits and experiences could affect your decisions](https://static.wixstatic.com/media/d33bee_3277c3a572304450869c28b4936dc8a3~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_3277c3a572304450869c28b4936dc8a3~mv2.webp)
Behavioural finance: How established habits and experiences could affect your decisions
When you’re making financial decisions, it can be difficult to look at your options objectively. Indeed, factors like your past...
![](https://static.wixstatic.com/media/d33bee_93250b6641c84bb4819675c4b50c7d18~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_93250b6641c84bb4819675c4b50c7d18~mv2.webp)
![The compelling benefits of building a tailored financial plan](https://static.wixstatic.com/media/d33bee_93250b6641c84bb4819675c4b50c7d18~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_93250b6641c84bb4819675c4b50c7d18~mv2.webp)
The compelling benefits of building a tailored financial plan
While you might have similar goals or circumstances to other people, a financial plan isn’t a one-size-fits-all solution. Instead, a...
![](https://static.wixstatic.com/media/d33bee_fadc325c61f44da3b962f96ca7eb91d5~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_fadc325c61f44da3b962f96ca7eb91d5~mv2.webp)
![How do you become an ISA millionaire? Investment returns could be key](https://static.wixstatic.com/media/d33bee_fadc325c61f44da3b962f96ca7eb91d5~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_fadc325c61f44da3b962f96ca7eb91d5~mv2.webp)
How do you become an ISA millionaire? Investment returns could be key
The number of people with at least a million pounds in their ISAs is on the rise. If you want to join their ranks, consistency and...
![](https://static.wixstatic.com/media/d33bee_7dbd3a2ebe464009981c58be478c0c64~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_7dbd3a2ebe464009981c58be478c0c64~mv2.webp)
![Could weekend exercise offer you the same benefits as regular workouts?](https://static.wixstatic.com/media/d33bee_7dbd3a2ebe464009981c58be478c0c64~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_7dbd3a2ebe464009981c58be478c0c64~mv2.webp)
Could weekend exercise offer you the same benefits as regular workouts?
If you struggle to fit regular exercise into your daily routine, you’re not alone. However, a recent study has discovered that...
![](https://static.wixstatic.com/media/d33bee_c933a55a0f934ab3a58e42f7eec1172f~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_c933a55a0f934ab3a58e42f7eec1172f~mv2.webp)
![Investment market update: December 2024](https://static.wixstatic.com/media/d33bee_c933a55a0f934ab3a58e42f7eec1172f~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_c933a55a0f934ab3a58e42f7eec1172f~mv2.webp)
Investment market update: December 2024
Political instability in Europe and further afield affected investment markets in December. Read on to find out what other factors may...
![](https://static.wixstatic.com/media/d33bee_f8f2c4efead9493db97b6b2de94216e6~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,lg_1,q_30,blur_30,enc_auto/d33bee_f8f2c4efead9493db97b6b2de94216e6~mv2.webp)
![Since December 2010, Bluecoat Wealth Management has sent donations at Christmas using our Kiva account to help people in need all over the world.](https://static.wixstatic.com/media/d33bee_f8f2c4efead9493db97b6b2de94216e6~mv2.jpg/v1/fill/w_460,h_241,fp_0.50_0.50,q_90,enc_auto/d33bee_f8f2c4efead9493db97b6b2de94216e6~mv2.webp)
Since December 2010, Bluecoat Wealth Management has sent donations at Christmas using our Kiva account to help people in need all over the world.
I first heard about Kiva, at a philanthropy talk given by the Charities Aid Foundation who described Kiva as a new kind of Charitable...
![](https://static.wixstatic.com/media/d33bee_3eab3ea983f1415c9cac986fbf86003e~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_3eab3ea983f1415c9cac986fbf86003e~mv2.webp)
![10 of the world’s best destinations to travel to during winter in the UK](https://static.wixstatic.com/media/d33bee_3eab3ea983f1415c9cac986fbf86003e~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_3eab3ea983f1415c9cac986fbf86003e~mv2.webp)
10 of the world’s best destinations to travel to during winter in the UK
It’s not hard to argue that winter is a magical period. In northern hemisphere countries like here in the UK, it’s the time of year when...
![](https://static.wixstatic.com/media/d33bee_012b4e4bfb6849ea926ddb5d3e333507~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/d33bee_012b4e4bfb6849ea926ddb5d3e333507~mv2.webp)
![3 helpful ways the Bank of Family could support aspiring homeowners](https://static.wixstatic.com/media/d33bee_012b4e4bfb6849ea926ddb5d3e333507~mv2.jpg/v1/fill/w_460,h_345,fp_0.50_0.50,q_90,enc_auto/d33bee_012b4e4bfb6849ea926ddb5d3e333507~mv2.webp)
3 helpful ways the Bank of Family could support aspiring homeowners
Property prices have outstripped wage growth over the last decade, and it’s made it more difficult for aspiring homeowners to get on the...
bottom of page