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Retirement spending surprises
Recent research has cast a new light on retirement spending habits. Do you expect your spending to reduce gradually once you retire? It...


Pension tax relief knowledge gap
How well is the tax relief on pensions understood? Research suggests not well at all, potentially undermining saving motivations. Of...


Auto-enrolment: an unusual success story
Party(ing) politicians are held in low esteem at present, but there is one cross-party measure that deserves to be recognised – automatic...


Buy-to-let tax changes bite with rising interest rates
Changes to tax rules made some years ago could soon inflict financial pain as interest rates rise. In the post-election Budget of 2015,...


The Chancellor’s May economy statement: all about energy
In late May, the Chancellor announced new measures to counter the rising cost of living, in particular energy prices. Initial measures...


Spiking inflation: what’s going on?
In April, UK inflation reached a level not seen since the early 1980s – many people’s entire adult lives. UK inflation was widely...


Time to take AIM with your ISA?
The tax benefits of ISAs can extend to inheritance tax. Individual Savings Accounts (ISAs) have three major tax advantages: 1. No UK...


Higher rate taxpayers: no longer a select club
Higher rate taxpayer numbers are rising sharply, and if that’s you, then independent financial advice is now more important than ever....


Putting a cost on retirement
How much income do you need for a comfortable retirement? New research has put a post-pandemic price on the answer. One traditional way...


What Game Are You Playing?
As January was drawing to an end the financial press was gripped by the story of a group of rebellious internet-based stock market...
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