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National Savings & Investments focusing on smaller investors
National Savings & Investments (NS&I) has introduced limits on its offerings for wealthier savers. In mid-June NS&I announced a revision...


Interest rates for the Eurozone and US diverge
Important interest rate announcements were made in June, both in the UK and the US. The US Federal Reserve announced its seventh 0.25%...


Can a revised tax system re-balance intergenerational fairness?
A new report has proposed taxing the baby boomers to help resolve major issues around intergenerational fairness. The report, published...


A savings tax review
The way savings are taxed is being reviewed by the Office of Tax Simplification (OTS). The OTS is looking at the way in which savings and...


Interest rate rises prove hard to predict
The Bank of England did not raise interest rates in May, despite earlier suggestions that it would. About four years ago a member of the...


Pension transfers sky-rocket
Transfers out of private sector final salaries boomed in 2017. There was a dramatic increase in the value of number of transfers out of...


Pension Drawdown - avoiding disaster
Nearly 80% of people using pension freedoms to manage their retirement income, face a potential financial crisis if they have not set up...


Taking early advice on your Tax return
HMRC is starting the tax year with their annual reminder to submit your tax return. HMRC’s reminder might seem early, but its statistics...


Tuning Out the Noise
For investors, it can be easy to feel overwhelmed by the relentless stream of news about markets. Being bombarded with data and headlines...


Increased Inheritance Tax Benefits for Couples
Couples could now save an extra £20,000 of inheritance tax (IHT), as the residence nil rate band (RNRB) increased in April 2018. The RNRB...
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