I’d worked for a national news agency for a number of years. I was contracted to a specific publication, when they took the decision to build a team in-house.

 

If I wanted to stay, I’d have to join the team. The job was really stressful. I was exhausted with little time to do the things I enjoy. My dilemma: did I take a job I didn’t want, or could I afford to retire?

I’d been a client of Bluecoat Wealth Management for a number of years. I arranged an appointment with Robin to ask for his advice.

 

A few years’ earlier we’d consolidated all of my pensions and investments into a single portfolio, administered and reported on via the one system.

 

 

In our meeting we reviewed my current financial situation, looking at my holdings online. Robin then used cash flow analysis to understand how much money I would need to maintain my current lifestyle.

 

I was surprised to learn that, if I wanted to, I could actually afford to retire. I had the freedom to choose how and where I wanted to work, without worrying about the financial considerations.